Fair Debt Collection Practices Act

What Constitutes Validation?

What constitutes a legal debt validation? Fair Debt Collection Practices Act Section 809. Validation of debts. [15 USC 1692g]

Harassment or Abuse

A debt collector may not engage in any conduct the natural consequence of which is to harass, oppress, or abuse any person in connection with the collection of a debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section: [15 USC 1692d]

Legal Actions By Debt Collectors

Any debt collector who brings any legal action on a debt against any consumer shall...[15 USC 1692i]

The Threat To Take Action...

A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section: [15 USC 1692e]

Consumer Credit Law Library

A comprehensive collection of Federal and State Laws for reference use. Consumer Credit Law Library

Discover The Power of the Truth in Lending Act

The Truth In Lending Act is to be liberally construed in favor of consumers, with creditors who fail to comply with T.I.L.A. in any respect becoming liable to the consumer regardless of the nature of the violation or the creditors intent. Discover the Power of the Truth In Lending Act

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